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"One of the most tragic things I know about human nature is that all of us tend to put off living. We are all dreaming of some magical rose garden over the horizon instead of enjoying the roses that are blooming outside our windows today."

Dale Carnegie



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Featured Insurance Articles

Is Buying Term Life Insurance Online The Same As Buying It From An Agent?
When you purchase term life insurance online, it is exactly the same as if you went into an office and sat down with an agent. In fact many of the online life insurance companies will give you a free quote online, but you have to speak to an agent to make ...
Life Insurance - Helpful Tips For Getting A Cost Effective Policy
Copyright 2005 Dean Shainin Many things factor in with getting a cost effective life insurance quote and policy. It is wise to take some time out and do some important research first. With online access, it is much easier today than it used to be. There ...
Lower Car Insurance Price - 5 Considerations To Computing Your Car Insurance Premiums
Have you ever wonder why car insurance costs vary from one car insurance company to the other? This is due to the different type of computation factors that car insurance companies use to derive the car insurance cost. Based on the answers that you ...



10 Ways To Save Money On Your Car Insurance
 
Trying to get the cheapest car insurance can be a headache, but on the other hand it is usually worthwhile doing as you can save yourself quite a bit of money, especially when you take it account that this is something you have to pay for every year, the savings can add up.

Here are some things you can look at to get your car insurance costs down:

1. Keep your car in a garage or on a drive way and tell your insurance company this. 2. Fit an immobiliser or car alarm, preferably both. 3. If you have an older car, consider changing your insurance from comprehensive cover to third party, fire and theft cover. 4. Be as accurate as possible when giving your annual mileage to the insurance company. 5. If you do low mileage in your car, then consider agreeing to limited mileage insurance so you are covered for a certain number of miles. 6. Choose as high an excess as you can afford to pay in the event of a claim. 7. Get a cheaper quote from another car insurance company and tell your existing insurance company and see if they will give you an even better deal. 8. Pay your premium as an upfront lump sum so that you avoid paying interest on top of your premiums. Car insurance companies usually charge a lot of interest so even if you do not have the cash up front, you may still be better off borrowing the money more cheaply elsewhere. You could for example pay for your insurance with your credit card and then do a balance transfer to another one of your credit cards charging lower interest than your car insurance company. 9. Add a second person who has a good record to the insurance cover as sometimes this can lower your premium. 10. Buy your car insurance online as you may find you can get a discount for buying online.

About the author:

Jose Miguel Poza runs several financial websites and if you would like to read more about saving money on car insurance and other types of insurance, please visit http://www.uk-home-motor-travel-insurance.co m/insurance-articles/index.html


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